Carlos Gaviria

Carlos N. Gaviria, President Elect of the Kiwanis Biscayne Bay chapter, received his Bachelor’s degree from Yale University in 2005. After teaching for two years, Carlos began his career in finance in January of 2007 as a registered representative at John Hancock. Mr. Gaviria specializes in helping small business and self-employed individuals with their health insurance needs, in the new Affordable Care Act (Obamacare), and in assisting foreign nationals with the use of life insurance to facilitate their estate planning. Carlos has also spoken at numerous educational facilities advising members on how to design or maximize their pension plans via the Florida Retirement System (FRS).

His credentials include:

Principal at Citrin Financial & Insurance, Inc.
Member of BNI Biscayne Connections since October 2010
Member of the Greater Miami Chamber of Commerce

Citrin Financial & Insurance, Inc. and Carlos N. Gaviria are pleased to offer the following services:

  • Insurance Planning & Products
  • Pensions
  • Employee Benefit Programs
  • Estate Planning
  • Business Continuity & Planning
  • Executive Compensation
  • Long Term Care
  • Life Settlement

Contact Carlos : garlosngaviria@gmail.com